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Privacy Policy
Why? Financial companies choose how they share your personal information. Federal law gives consumersthe right to limit some but not all sharing. Federal law also requires us to tell you how we collect,share, and protect your personal information. Please read this notice carefully to understand what wedo.
What? The types of personal information we collect and share depend on the product or service you havewith us. This information can include: • Social Security number • Income • Account balances • Account transactions • Mortgage rates and payments • Checking account information When you are no longer our customer, we continue to share your information as described in thisnotice.
How? All financial companies need to share customers' personal information to run their everyday business.In the section below, we list the reasons financial companies can share their customers' personalinformation; the reasons Nokomis Savings Bank chooses to share; and whether you can limit thissharing.
Reasons we can share your personal information Does Nokomis SavingsBank share? Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain youraccount(s), respond to court orders and legalinvestigations, or report to credit bureaus Yes No
For our marketing purposes to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share

Questions? Call (217) 563-7711

Privacy Model Disclosure   PRIV-MODEL 3/1/2010
VMP® Bankers Systems™    
Wolters Kluwer Financial Services © 2010 To Reorder Form: 1-800-552-9410 2010.1/0806 2343820-010 Page 1 of 2
What We Do  
How does Nokomis SavingsBank protect my personalinformation? To protect your personal information from unauthorized access and use, we usesecurity measures that comply with federal law. These measures include computersafeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protectthis information and we limit access to information to those employees for whomaccess is appropriate.
How does Nokomis SavingsBank collect my personalinformation? We collect your personal information, for example, when you • Open an account • Apply for a loan • Use your credit or debit card • Provide your mortgage information • Make a wire transfer We also collect your personal information from others, such as credit bureaus,affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about yourcreditworthiness • • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Affiliates Companies related by common ownership or control. They can be financial andnon-financial companies. • Nokomis Savings Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial andnon-financial companies. Nokomis Savings Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together marketfinancial products or services to you. • Nokomis Savings Bank doesn't jointly market.
Other Important Information
For Illinois Customers. We will not share personal information with nonaffiliates either for them to market to you orfor joint marketing - without your authorization.
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