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Rates

 

 

Deposit Rates
As of 03-15-2017

Account Type
Interest Rate
Annual % Yield
Minimum Balance To Open Acc't
Minimum Balance to Obtain A.P.Y.
N.O.W.
0.100%
0.10%
$200.00
$1.00
Money Market
0.200%
0.20%
$2,500.00
$2,500.00 Ave. Bal.
Passbook Savings
0.200%
0.20%
$1.00
$1.00
91 Day CD
0.150%
0.15%
$2,500.00
$2,500.00
182 Day CD
0.250%
0.25%
$2,500.00
$2,500.00
12 Month CD
0.400%
0.40%
$1,000.00
$1,000.00
18 Month CD
0.500%
0.50%
$1,000.00
$1,000.00
24 Month CD
0.700%
0.70%
$1,000.00
$1,000.00
36 Month CD
1.350%
1.36%
$1,000.00
$1,000.00
48 Month CD
1.550%
1.56%
$1,000.00
$1,000.00
18 Month I.R.A.
1.250%
1.26%
$200.00
$200.00
         

** Rates may change at any time.** Contact our office for current rates.  

 

 

*APR = Annual Percentage Rate

*APY = Annual Percentage Yield

Certificates of Deposit:

Length of Time
Minimum Balance
91 Day
$2,500.00
182 Day
$2,500.00
Interest rate is guaranteed during each term. Interest may be
mailed at maturity or added to the C.D. balance for another term.
Length of Time
Minimum Balance
12 Month
$1,000.00
18 Month
$1,000.00
24 Month

$1,000.00

36 Month

48 Month

$1,000.00

$1,000.00
Interest rate is guaranteed during each term. Interest may be
compounded to the account monthly or credited and mailed monthly (if account balance is $10,000 or over), quarterly, semi-annually, or annually. There is a substantial penalty for early withdrawal.

 

Individual Retirement Accounts

Type
Length of Term
Minimum Balance
Traditional IRA
18 Month
$200
Roth IRA
18 Month
$200
Educational IRA
18 Month
$200
All of the above listed certificates automatically renew for a similar term at the interest rate then posted in our office. Initial rates may change at any time and there is a substantial penalty for early withdrawal.

 

 

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