There aren’t many guarantees in life, but this is one of them — earn interest at a fixed rate for the term you choose.
Key Features
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Guaranteed Returns
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Competitive Interest
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No Setup or Maintenance Fees
Benefits
- Fixed rates, higher than standard savings
- Receive higher rates by selecting a longer term
- Provides more guarantee than risky investments
- Set aside for future savings goals
- A wide range of terms available (from 91 days to 48 months)
- No setup or maintenance fees
- Substantial penalty for early withdrawal on all CDs
- Interest may be compounded to the account monthly — or credited and mailed monthly (if account balance is $10,000 or over), quarterly, semi-annually, or annually
- Interest may be mailed at maturity or added to the CD balance for another term
- $1,000 minimum deposit to open (for 12 months to 48 months)
- $2,500 minimum deposit to open (for 91 days to 182 days)