APY = Annual Percentage Yield. Rates and APYs accurate as of June 25th, 2021.

Rates and rewards are variable and may change after account is opened.

Fees may reduce earnings.

Cash Rewards Learn More

Balance Minimum Opening Deposit Rate APY
0 to $25,000 $100 1.96% 2.00%
$25,000+ $100 0.25% 2.00% to 0.60%
All balances if qualifications not met $100 0.05% 0.05%

Qualifications to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Cash Rewards account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Cash Rewards Savings Learn More

Balance Minimum Opening Deposit Rate APY
0 to $100,000 $100 0.50% 0.50%
$100,000+ $100 0.25% 0.50% to 0.38%
All balances if qualifications not met $100 0.05% 0.05%

Qualifications to Earn the Higher Rate

Qualifying for your Cash or Cash Back rewards automatically qualifies you for the highest Cash Rewards Savings rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Rewards Cash or Rewards Cash Back account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Cash Rewards Savings . And you can get right back to earning your full rewards the very next cycle that you qualify.